Відео

Don't know how I just found this but you two together are exactly what I didn't know I needed today! 🤩

Well this is a different seasoning on FFM channel!

Scream it from the rooftops! You are 100% spot on!

Loved this episode

Where is Kimmys oldest son?

I am working my way through ALL your channels. I can't watch or listen enough. You think exactly like I do. I have joined your newest group and so looking forward to it. Will you be doing Budget Breakdowns? I might have the Budget you can't Breakdown.For the love of Christine, please help, you are simply amazing!!❤

She is soooo her Dad. LOL She has his mannerisms.

I am fortunate to work from home so I can really enjoy homemaking.

So sad hearing about the negative comments you both have to put up with. I’m so sorry people are like that. You are both so kind to share information is such a lovely, relatable way.

Great advice, thanks❤

Grocery prices are definitely higher. That isn't the only factor in grocery bills being so much higher though. People are eating at home more. I've noticed anecdotally that there are a lot more convenience items based on restaraunt brands, probably because people are buying more groceries, idk. In anycase, I quit restaurants and my grocery bill went way up, but I spend a lot less on food overall.

Yes, I know this is a late comment 🙂 I love my kitchen aid, but I also got it at an auction for a fraction of the price. I do make cookies with my mom every Christmas (about 35-40 dozen) and I also make cookies and bread about twice a month. About the disney trip - my mom and aunt traded our summer time share for a disney trip (still cost them about $500) and took my brother and cousin (8 & 6) and neither one remembers it. My mom complained about the price the whole time and that was with them saving money on driving versus flying and staying at a cheaper hotel versus the disney ones. I did go in highschool (20+ years ago) and that was expensive for that time, but I remember it and I LOVED it.

You forgot medical, dental, vision, prescriptions. :)

I had to rewatch this again. Made me laugh out loud. You have the best rapport. It’s like sitting at the table and shooting the breeze with a couple of great friends. Would love to see more collaborations together.

We’ve cancelled a lot of streaming as well, but one cool thing we take advantage of is that you get Hulu and Disney plus included with Verizon for nothing extra.

And--I totally agree about community college! I and both of my sons went to community college first. I have been teaching 19 years, and both my sons graduated from four year universities in finance--easily transferring from junior college. My older son has a masters in taxation and is completing his CPA exams, the younger is working in accounting. I don't understand why so many people find it important to overspend for college.

Hi! I am not in Texas, but in California we also are required to pay into our pension about 9 percent--so that money is automatically set aside, union dues are about 150 a month--which most teachers pay, and we do have to pay state tax, so our take home would be less.

'Promosm' ✔️

I have 3 cats 2 were free cause I spent 65 on meds on both of the due to them kittens being sick so I spent the money on 2 strays the ere about 6 weeks then I adopted a baby siamese cat he is just a year during the winter here in treasure valley I open my door to cold stays was keeping warm 4 others wish I had a kennel

I’m Glad My Mom Died on Audible was an incredible listen with her narrating, it was like excellent. Very eye opening…

I loved watching you ladies together! You really brought out the best in each other!! I wish I was on the karaoke vaca with y’all!! 😂😂. Thanks for this great podcast!!

I hate putting laundry away too! LOL it can literally sit for a week before I get around to it! LOL LOVE you two to pieces! I would give anything to hang out with you two at KARAOKE!!!

Your dress is so cute! Green is beautiful and the sparkles are so fun! It seems very fitting for your personality, sparkly and fun but not overwhelming! Lol 😂

If you're buying a used car, you need to budget for repairs/maintenance...oil changes, new tires, unexpected (but really...this should be expected) odd stuff...maybe a bit more toward the purchase of a different car a few years down the road. I would set aside at least $50 for car maintenance...another $50 savings toward a future vehicle would also be prudent. Also, where do you put personal care stuff? Most people are going to need a professional hair cut ($25 for cut and tip at a place like Great Clips) every six weeks or so. Shampoo, deodorant, toilet paper, fem hygiene products, makeup, etc. If your apartment has a washer/dryer, you will need laundry products. If you don't have the W/D, using a laundromat adds up, too. At least $50 a month, to prevent looking bad and smelling worse. You've got some healthcare...but what if a person has prescriptions, they need regularly? Dental care? Eye exams? Contact lenses? New glasses? Again, at least $50 per month. Holidays...gifts for family and friends for birthdays and whatever celebrations your culture celebrates. Another $50 a month for that. So...maybe another $200-$300 per month needs to be allotted for the sake of day-to-day stuff that adds up over time.

Are you still doing these budget breakdowns? Ifvso they are not coming up on my fb

Unless you're a hard core baker, don't give an opinion on Kitchen aids. Lol. I'm a baker, and could NEVER go without my kitchen aid....a hand mixer would be a total joke. 😂 My hand would fall off before I could hold the hand mixer long enough to get the consistencies I need in frosting and batter. They are heavy , but i carry mine out all the time, and it's name is "The Beast". I LOVE it. 😁But, if you don't bake much, you probably don't need one then.

My husband and I have moved with his parents, so we could sell our starter home. We have been saving and with the sale of our home we have good down payment. However, our current real estate market is sparce. The prices are starting to come down slightly, but the inventory is very low. And almost all homes in our price range are in subdivisions and new builds. We want private land with no HOA. Which is a unicorn in our price range right now. So we are thankful for the option to save while living with my in-laws.

And even as a single person 200 a month is not realistic either unless you eat a dollar tree and end up in hospital with bad health from shopping there

I can not imagine a car note at 175.00!!!! That is mot realistic unless it a used car that must be fixed on a regular basis 🤔 I've been there done that

Hello, I am making 35000 a year, paying taxes, etc but managed to buy my apartment, sold it and bought a little house in a small city. Am Belgian. To be honest, nowadays, I wouldn't be able to buy a house.

I guess gyms are like walking-marts never know what you see

Love being a stay at home mom. Love the freedom. But it is sometimes hard if you have no one to talk to but your kids. But I find myself learning how to budget better, how to homemake better etc. Very grateful that I can do this

We are a one income household. With SIX people. And our take home is the entry level teacher salary you are using as an example. 😮 It is extremely important to us to spend as much time with our children as we are able to while they are still "wet cement" so to speak. I homeschool our youngest 3 and our oldest goes to a hybrid 4 days a week. Another reason (besides that i spend hours homeachooling) that if I worked outside the home I would be completely unable to maintain my home.

I have 5 kids and it seems like each kid has 1000 items 😂

Former Bakersfield resident here... Locals (all the way inland) shorten San Luis Obispo to SLO, pronounced 'slow'.

I know this was some time back, but I think you both are great. I’m glad I found ya on UA-cam.

You need to count in the fees that balance transfer will cost. It's a percentage, I think.

I spent two years at Orange Coast College in the early 2000's. $11 dollars a credit -for real. My first year teaching in Terlingua, TX, I made just about $29,000 base a year. and I still managed to save $12K by eating bean burritos and teaching summer school. I also bought a vintage travel trailer to live in and paid $50 dollars a month it park it. Did I have an outhouse? Sure. Did it matter? Not really. This was a life time ago and I am STILL proud of myself.

I buy the spinach and eat it for every meal till it’s gone 😂

HI! SUCCHHH a great episode, thank you for being so open and sharing. I have been at home since our 7 month old was born and I feel like I'm getting dumber too lol! Also, it really hit home for me that you didn't care for the traditional things that moms go gaga over too. I am not one to "dress up" my little girl in the cutest outfits or enjoy making all the baby food recipes, and do ALL of the tummy time crafty things..But I am 28 and maybe I am too immature at this point to realize how much this time will mean to me some day as well. Thank you for sharing Also, can you guys do a video of a reverse of a budget breakdown? Currently, we are deciding if we are making enough money for me to continue staying at home. Can you do a video of how much you would have to make to live comfortably in the Richardson/Dallas area as a family of 3 with no debt other than a mortgage, would greatly appreciate your input!

Please don’t knock Obama care. It did a lot of good for a lot of people.

Even with 2 years of community college + 2 years state university, I’m not sure how realistic $150 for student debt would be. A lot of new grads drowning in student loan payments sadly.

What’s appalling…. Where I’m from (East Bay Area- near Silicon Valley) CRAZY cost of living and first year teachers straight out of college- $49,000. 🤦🏻‍♀️

Such a useful episode. Great direction. Value your perspective on family badgers.

You know what I find kinda funny, as a cashier I accidentally dropped a huge jar of pickles, it smelled the whole garden section for a week.

It's in half due to teachers get 50% of being a teacher

“Don’t put yourself on sale.” CHRISTINE! Wow this really struck me. Yes yes and yes. Thank you for this reminder. I so value your perspective.

Try Michigan auto insurance I pay 300.00 a month

Love this! We raised our kids and then I went back to work after the last child hit high school. The extra money is great but I hate my time being taken up by the daily grind.

We just canceled all our streaming services as well except UA-cam music, because we split that with my brother in law and we get Disney as part of our Verizon plan.